Upstart Holdings, Inc. - Common stock (UPST)

The third quarter of 2025 has etched itself into financial history, witnessing the U.S. stock market surge to unprecedented heights. The benchmark S&P 500 (SPX) decisively crossed the 6,500 threshold, ultimately closing above 6,600 points, while the Dow Jones Industrial Average (DJI) powered past 46,000.

The investment opportunities in the artificial intelligence space are expanding beyond the usual suspects like Nvidia, Broadcom, and Microsoft.

The AI-powered lending platform is back in growth mode.

Opendoor has been on a tear, but this fintech stock looks like a better long-term winner.

Lawrence McDonald, is raising the alarm to "Defcon 3" as systemic risk indicators highlight rising stress levels in subprime credit markets.

Shares of AI lending platform Upstart (NASDAQ:UPST) fell 11.3% in the afternoon session after the successful stock market debut of "buy now, pay later" company Klarna (KLAR) created pressure on fintech peers. 

A strong earnings report wasn't enough to lift Upstart last month.

Upstart's artificial intelligence-powered lending models continue to improve.

The lending disruptor could have lots of room to rise, but it might not be for the reason you think.

A number of stocks fell in the afternoon session after the major indices continued to retreat (Nasdaq -1.5%, S&P 500 -1.2%) amid profit-taking and renewed concerns about tariffs. 

A number of stocks jumped in the afternoon session after MongoDB reported impressive earnings. 

Market swings can be tough to stomach, and volatile stocks often experience exaggerated moves in both directions. While many thrive during risk-on environments, many also struggle to maintain investor confidence when the ride gets bumpy.

The fintech disruptor posted strong results and even better guidance in its second-quarter earnings report.

Upstart, Adyen, and Nu all look undervalued relative to their growth potential.

Federal Reserve Chair Jay Powell hinted that interest rate cuts could be at hand, spurring a rally in fintech stocks like Upstart.

It's not only AI that could make investors lots of money.

Not every ticker worth owning at this time has raced to an uncomfortably high price.

Upstart's second-quarter earnings report was great, but it wasn't perfect.

The artificial intelligence (AI) boom, which propelled tech stocks to unprecedented highs throughout late 2023 and early 2024, is now facing a significant reality check. A growing wave of skepticism regarding the sustainability of the AI frenzy, largely ignited by a recent MIT report highlighting limited returns on generative AI

This AI-powered lending marketplace has a bright future.

Upstart stock is now presenting an upside opportunity for investors to consider in the coming months, backed by a strong fundamental story.